Chase Paymentech

Chase Paymentech Additional Rate and Fee Updates

Existing authorization fees will apply to the return authorizations, with the exception of the two below U.S. fees; these will not apply to return authorizations.
Fee Name Rate
Visa Authorization Processing Fee (APF) – Credit $0.0195
Visa Authorization Processing Fee (APF) – Debit $0.0155

Support for this requirement will be managed based on how your authorizations are submitted to Chase. Further details will be provided before the effective date, but here’s an overview:

If you authorize purchases using this: Here’s what you need to know:
Chase E-commerce Card Not Present (Stratus platform) Your account will need to be enabled for Online Refund Authorizations, and then you can continue submitting refunds as you do today. This setting will allow us to perform the refund authorization on your behalf. More details will be provided before the effective date.
Chase Retail Card Present (Tandem platform) - Host Capture System Your account will need to be enabled for Online Return Authorizations, and then you can continue submitting refunds as you do today. This setting will allow us to perform the return authorization on your behalf. More details will be provided before the effective date.
Chase Retail Card Present (Tandem platform) - Terminal Capture System You’ll need to complete development and certification to begin performing online return authorizations, as currently you only support offline returns. Specifications are available for review on the Chase Developer Center: https://merchantservices.chase.com/devcenter.
Standalone point of sale equipment More details will be provided before the effective date.
Integrator/Third Party VAR If you are using a third party provider for your point of sale solution, please contact them to understand the updates you’ll need.
Chase Retail Card Present (Tandem platform) or an outside source other than Chase and you submit your settlement directly to Chase E-commerce Card Not Present (Stratus platform) You’ll need to capture the same authorization response information that you capture when you authorize a purchase (for example, approval code). This information must be submitted with a refund using the appropriate Visa or ChaseNet Extension Record. Specifications are available for review on the Chase Developer Center: https://merchantservices.chase.com/devcenter.

CULIANCE Network Interchange updates
CULIANCE, formerly CU24, has announced a new Prime Issuer interchange program for point-of-sale interchange. Starting July 22, 2018, transactions approved by issuers exclusive to the CU24 Network will be assessed Prime rates. Here are the details:
Mnemonic Interchange Rate Name Rate
C1GP CU24 Tier 1 Prime Supermarket/Grocery $0.185
C3GP CU24 Tier 3 Prime Supermarket/Grocery $0.295
C1SP CU24 Tier 1 Prime Standard 0.55% + $0.08
C1SM CU24 Tier 1 Prime Standard Max $0.55
C3SP CU24 Tier 3 Prime Standard 0.80% + $0.145
C1PP CU24 Tier 1 Prime Petroleum 0.70% + $0.12
C1PM CU24 Tier 1 Prime Petroleum Max $0.85
C3PP CU24 Tier 3 Prime Petroleum 0.80% + $0.145
C3XP CU24 Tier 3 Prime Petroleum Max $0.94
CUQP CU24 QSR Prime 1.19% + $0.095

Note: For regulated transactions, existing regulated interchange will apply.

NYCE will update their merchant location fee
The following annual merchant location fee is effective September 15, 2018.
Fee Name Existing Fee New Fee
NYCE Merchant Participation Fee $12.00 $14.00

Mastercard® is updating their Latin America and Caribbean (LAC) authorization and clearing (settlement) fees
Effective July 22, 2018, if you process in Puerto Rico or the U.S. Virgin Islands your fees will change. Here are the details:
Fee Name Current Fee New Fee
LAC International Authorization Fee $ 0.05 $ 0.14
LAC International Settlement Fee* $ 0.15 $ 0.06

*Applies to purchase and cash advances.

New interchanges rates and updates to existing interchange category names will be made for the Accel Network
Effective July 22, 2018, a new interchange category, Group 3, will be introduced for cards issued with Bank Identification Number (BIN) prefix starting with 6011. On this same date, new interchange rates will be added for existing Groups 1 and 2 and certain Group 1 interchange rate names will be changed to better reflect their category.
Mnemonic Interchange Rate Name Rate
A43S Accel/Exchange Group 3 Tier 4 Standard Supermarket $0.29
A43P Accel/Exchange Group 3 Tier 4 Standard Petroleum 0.80%+ $0.15
A43M Accel/Exchange Group 3 Tier 4 Standard Petroleum Max $0.95
A43Q Accel/Exchange Group 3 Tier 4 Standard QSR 1.00% + $0.06
A43R Accel/Exchange Group 3 Tier 4 Standard Retail 0.80% + $0.14
A13S Accel/Exchange Group 3 Tier 1 Standard SuperMarket $0.18
A13P Accel/Exchange Group 3 Tier 1 Standard Petroleum 0.70% + $0.09
A13M Accel/Exchange Group 3 Tier 1 Standard Petroleum Max $0.95
A13Q Accel/Exchange Group 3 Tier 1 Standard QSR 1.00% + $0.06
A13R Accel/Exchange Group 3 Tier 1 Standard Retail 0.50% + $0.06
A13X Accel/Exchange Group 3 Tier 1 Standard Retail Max $0.45
A23S Accel/Exchange Group 3 Tier 2 Standard SuperMarket $0.20
A23P Accel/Exchange Group 3 Tier 2 Standard Petroleum 0.70% + $0.10
A23M Accel/Exchange Group 3 Tier 2 Standard Petroleum Max $0.95
A23Q Accel/Exchange Group 3 Tier 2 Standard QSR 1.00% + $0.06
A23R Accel/Exchange Group 3 Tier 2 Standard Retail 0.55% + $0.11
A23X Accel/Exchange Group 3 Tier 2 Standard Retail Max $0.55
A33S Accel/Exchange Group 3 Tier 3 Standard SuperMarket $0.23
A33P Accel/Exchange Group 3 Tier 3 Standard Petroleum 0.80% + $0.10
A33M Accel/Exchange Group 3 Tier 3 Standard Petroleum Max $0.95
A33Q Accel/Exchange Group 3 Tier 3 Standard QSR 1.00% + $0.06
A33R Accel/Exchange Group 3 Tier 3 Standard Retail 0.80% + $0.15
AE3S Accel/Exchange Group 3 Small Ticket 1.00% + $0.06
A3SU Accel/Exchange Group 3 Standard Bill Pay Utility $0.64
A3ST Accel/Exchange Group 3 Standard Bill Pay Telecom 0.65% + $0.12
A3SM Accel/Exchange Group 3 Standard Bill Pay Telecom Max $1.75
A3SB Accel/Exchange Group 3 Standard Bill Pay 0.60% + $0.12
A3SX Accel/Exchange Group 3 Standard Bill Pay Max $1.50
A4DP Accel Advantage Group 3 Tier 4 Petroleum 0.76% + $0.115
A4DR Accel Advantage Group 3 Tier 4 1.10% + $0.115
A1DP Accel Advantage Group 3 Tier 1 Petroleum 0.76% + $0.115
A1DR Accel Advantage Group 3 Tier 1 1.10% + $0.115
A2DP Accel Advantage Group 3 Tier 2 Petroleum 0.76% + $0.115
A2DR Accel Advantage Group 3 Tier 2 1.10% + $0.115
A3DP Accel Advantage Group 3 Tier 3 Petroleum 0.76% + $0.115
A3DR Accel Advantage Group 3 Tier 3 1.10% + $0.115
A3DT Accel Advantage Group 3 Petroleum Small Ticket 0.76% + $0.115
A3DS Accel Advantage Group 3 Small Ticket 1.10% + $0.115
A3AU Accel Advantage Group 3 Bill Pay Utility $0.70
A3AT Accel Advantage Group 3 Bill Pay Telecom 1.10% + $0.04
A3AB Accel Advantage Group 3 Bill Pay 1.10% + $0.04
A4FP Accel Group 3 Tier 4 Special Exempt Petroleum 0.76% + $0.115
A4FR Accel Group 3 Tier 4 Special Exempt 1.10% + $0.115
A1FP Accel Group 3 Tier 1 Special Exempt Petroleum 0.76% + $0.115
A1FR Accel Group 3 Tier 1 Special Exempt 1.10% + $0.115
A2FP Accel Group 3 Tier 2 Special Exempt Petroleum 0.76% + $0.115
A2FR Accel Group 3 Tier 2 Special Exempt 1.10% + $0.115
A3FP Accel Group 3 Tier 3 Special Exempt Petroleum 0.76% + $0.115
A3FR Accel Group 3 Tier 3 Special Exempt 1.10% + $0.115
A3FT Accel Group 3 Special Exempt Petroleum Small Ticket 0.76% + $0.115
A3FS Accel Group 3 Special Exempt Small Ticket 1.10% + $0.115
A3FU Accel Group 3 Special Exempt Bill Pay Utility $0.70
A3FV Accel Group 3 Special Exempt Bill Pay Telecom 1.10% + $0.04
A3FW Accel Group 3 Special Exempt Bill Pay 1.10% + $0.04
A042 Accel Assurance Group 3 Tier 4 Supermarket $0.29
A043 Accel Assurance Group 3 Tier 4 Petroleum 0.80% + $0.15
A044 Accel Assurance Group 3 Tier 4 Petroleum MAX $0.95
A045 Accel Assurance Group 3 Tier 4 QSR 1.00% + $0.06
A046 Accel Assurance Group 3 Tier 4 Retail 0.80% + $0.14
A047 Accel Assurance Group 3 Tier 1 Supermarket $0.18
A048 Accel Assurance Group 3 Tier 1 Petroleum 0.07% + $0.18
A049 Accel Assurance Group 3 Tier 1 Petroleum MAX $0.95
A050 Accel Assurance Group 3 Tier 1 QSR 0.90% + $0.13
A051 Accel Assurance Group 3 Tier 1 Retail 0.05% + $0.12
A052 Accel Assurance Group 3 Tier 1 Retail MAX $0.45
A053 Accel Assurance Group 3 Tier 2 Supermarket $0.20
A054 Accel Assurance Group 3 Tier 2 Petroleum 0.07% + $0.18
A055 Accel Assurance Group 3 Tier 2 Petroleum MAX $0.95
A056 Accel Assurance Group 3 Tier 2 QSR 0.90% + $0.13
A057 Accel Assurance Group 3 Tier 2 Retail 0.07% + $0.18
A058 Accel Assurance Group 3 Tier 3 Supermarket $0.20
A059 Accel Assurance Group 3 Tier 3 Petroleum 0.07% + $0.18
A060 Accel Assurance Group 3 Tier 3 Petroleum MAX $0.95
A061 Accel Assurance Group 3 Tier 3 QSR 0.90% + $0.13
A063 Accel Assurance Group 3 Small Ticket 1.00% + $0.06
A064 Accel Assurance Group 3 Bill Pay Utility $0.64
A065 Accel Assurance Group 3 Bill Pay Telecom 0.65% + $0.12
A066 Accel Assurance Group 3 Bill Pay Telecom Max $1.75
A067 Accel Assurance Group 3 Bill Pay 0.60% + $0.12
A068 Accel Assurance Group 3 Bill Pay Max $1.50
AP3E Accel PINless Debit EComm Group 3 BINs Exempt 1.10% + $0.115
A2SU Accel/Exchange Group 2 Standard Bill Pay Utility $0.64
A2ST Accel/Exchange Group 2 Standard Bill Pay Telecom 0.65% + $0.12
A2SM Accel/Exchange Group 2 Standard Bill Pay Telecom Max $1.75
A2SB Accel/Exchange Group 2 Standard Bill Pay 0.60% + $0.12
A2SX Accel/Exchange Group 2 Standard Bill Pay Max $1.50
A2AU Accel Advantage Group 2 Bill Pay Utility $0.64
A2AT Accel Advantage Group 2 Bill Pay Telecom 0.65% + $0.13
A2AM Accel Advantage Group 2 Bill Pay Telecom Max $2.00
A2AB Accel Advantage Group 2 Bill Pay 0.65% + $0.14
A2AX Accel Advantage Group 2 Bill Pay Max $2.00
A2FU Accel Group 2 Special Exempt Bill Pay Utility $0.64
A2FT Accel Group 2 Special Exempt Bill Pay Telecom 0.65% + $0.13
A2FM Accel Group 2 Special Exempt Bill Pay Telecom Max $2.00
A2FB Accel Group 2 Special Exempt Bill Pay 0.65% + $0.14
A2FX Accel Group 2 Special Exempt Bill Pay Max $2.00
A069 Accel Assurance Group 2 Bill Pay Utility $0.64
A070 Accel Assurance Group 2 Bill Pay Telecom 0.65% + $0.12
A071 Accel Assurance Group 2 Bill Pay Telecom Max $1.75
A072 Accel Assurance Group 2 Bill Pay 0.60% + $0.12
A073 Accel Assurance Group 2 Bill Pay Max $1.50
A1FU Accel Group 1 Special Exempt Bill Pay Utility $0.64
A1FT Accel Group 1 Special Exempt Bill Pay Telecom 0.65% + $0.13
A1FM Accel Group 1 Special Exempt Bill Pay Telecom Max $2.00
A1FB Accel Group 1 Special Exempt Bill Pay 0.65% + $0.14
A1FX Accel Group 1 Special Exempt Bill Pay Max $2.00

Here are the details of the interchange rate name changes:
Mnemonic Current Interchange Rate Name New Interchange Rate Name Rate (no change)
A1PU Accel Pinless Bill Pay Utility Accel/Exchange Group 1 Standard Bill Pay Utility $0.64
A1PT Accel PINless Bill Pay - Telecom Accel/Exchange Group 1 Standard Bill Pay Telecom 0.65% + $0.12
APTX Accel Pinless Bill Pay Telecom Max Accel/Exchange Group 1 Standard Bill Pay Telecom Max $1.75
A1P Accel PINless Bill Pay Accel/Exchange Group 1 Standard Bill Pay 0.60% + $0.12
A1PX Accel PINless Bill Pay Max Accel/Exchange Group 1 Standard Bill Pay Max $1.50
AAPU Accel Advantage Pinless Bill Pay Utility Accel Advantage Group 1 Bill Pay Utility $0.64
AAPT Accel Advantage PINless Bill Pay - Telecom Accel Advantage Group 1 Bill Pay Telecom 0.65% + $0.13
ADTX Accel Advantage Bill Pay Telecom Max Accel Advantage Group 1 Bill Pay Telecom Max $2.00
AAP Accel Advantage PINless Bill Pay Accel Advantage Group 1 Bill Pay 0.65% + $0.14
AAPX Accel Advantage PINless Bill Pay Max Accel Advantage Group 1 Bill Pay Max $2.00
A038 Accel Assurance TN PINless Utility Accel Assurance Group 1 Bill Pay Utility $0.64
A039 Accel Assurance TN PINless Telecom Accel Assurance Group 1 Bill Pay Telecom 0.65% + $0.12
AATX Accel Assurance Bill Pay Telecom Max Accel Assurance Group 1 Bill Pay Telecom Max $1.75
A040 Accel Assurance TN PINless Retail Accel Assurance Group 1 Bill Pay 0.60% + $0.12
A041 Accel Assurance TN PINless Retail MAX Accel Assurance Group 1 Bill Pay Max $1.50
APEF Accel PINless Debit Ecomm Group 1/2 BINs Regulated w/ Fraud Accel PINless Debit Ecomm BINs Regulated w/ Fraud 0.05% + $0.22
APEW Accel PINless Debit Ecomm Group 1/2 BINs Regulated w/o Fraud Accel PINless Debit Ecomm BINs Regulated w/o Fraud 0.05% + $0.21
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